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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,747 | $78,690+250.4% | $161,489+70.8% | $87,485+215.2% |
| Participation rate | 88.0% | 67.5%+20.5pp | 78.7%+9.3pp | 68.9%+19.1pp |
| Annual return | 17.73% | 32.74%-15.0pp | 89.72%-72.0pp | 26.06%-8.3pp |
| Employer contribution / active EE | $7,791 | $2,588+201.0% | $4,268+82.5% | $2,596+200.1% |
| Participant deferral / active EE | $5,136 | $3,311+55.1% | $5,630-8.8% | $4,274+20.2% |
| Admin fee / account holder | $972 | $6,724-85.6% | $16,006-93.9% | $7,775-87.5% |