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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,276 | $209,422-3.4% | $178,503+13.3% | $158,982+27.2% |
| Participation rate | 88.9% | 86.4%+2.5pp | 81.9%+7.0pp | 82.0%+6.9pp |
| Annual return | 13.63% | 188.81%-175.2pp | 151.12%-137.5pp | 302.99%-289.4pp |
| Employer contribution / active EE | $3,238 | $5,707-43.3% | $5,011-35.4% | $4,763-32.0% |
| Participant deferral / active EE | $4,260 | $5,955-28.5% | $5,202-18.1% | $5,983-28.8% |
| Admin fee / account holder | $1,314 | $17,079-92.3% | $13,987-90.6% | $11,252-88.3% |