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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,099 | $202,342-14.5% | $172,753+0.2% | $152,909+13.2% |
| Participation rate | 89.5% | 87.1%+2.4pp | 82.6%+6.8pp | 82.5%+7.0pp |
| Annual return | 22.79% | 1029.88%-1007.1pp | 803.00%-780.2pp | 345.46%-322.7pp |
| Employer contribution / active EE | $5,538 | $5,857-5.5% | $5,144+7.7% | $4,764+16.2% |
| Participant deferral / active EE | $4,436 | $5,948-25.4% | $5,198-14.6% | $5,851-24.2% |
| Admin fee / account holder | $1,159 | $17,112-93.2% | $13,956-91.7% | $11,601-90.0% |