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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,410 | $81,276+197.0% | $155,574+55.2% | $80,925+198.3% |
| Participation rate | 88.0% | 66.2%+21.8pp | 78.2%+9.8pp | 67.7%+20.3pp |
| Annual return | 13.77% | 33.36%-19.6pp | 64.87%-51.1pp | 35.65%-21.9pp |
| Employer contribution / active EE | $983 | $3,103-68.3% | $4,676-79.0% | $2,756-64.4% |
| Participant deferral / active EE | $5,076 | $3,453+47.0% | $5,629-9.8% | $4,299+18.1% |
| Admin fee / account holder | $1,181 | $7,993-85.2% | $15,914-92.6% | $6,940-83.0% |