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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,747 | $76,407+260.9% | $150,298+83.5% | $82,448+234.4% |
| Participation rate | 88.0% | 66.4%+21.6pp | 77.8%+10.2pp | 68.1%+19.9pp |
| Annual return | 17.73% | 39.99%-22.3pp | 62.79%-45.1pp | 41.64%-23.9pp |
| Employer contribution / active EE | $7,791 | $2,614+198.1% | $4,154+87.6% | $2,551+205.4% |
| Participant deferral / active EE | $5,136 | $3,214+59.8% | $5,453-5.8% | $4,139+24.1% |
| Admin fee / account holder | $972 | $6,352-84.7% | $14,116-93.1% | $7,234-86.6% |