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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,410 | $81,358+196.7% | $155,556+55.2% | $80,959+198.2% |
| Participation rate | 88.0% | 66.3%+21.7pp | 78.2%+9.8pp | 67.7%+20.3pp |
| Annual return | 13.77% | 33.39%-19.6pp | 64.84%-51.1pp | 35.67%-21.9pp |
| Employer contribution / active EE | $983 | $3,106-68.4% | $4,675-79.0% | $2,757-64.4% |
| Participant deferral / active EE | $5,076 | $3,455+46.9% | $5,631-9.9% | $4,300+18.0% |
| Admin fee / account holder | $1,181 | $7,994-85.2% | $15,885-92.6% | $6,925-82.9% |