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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,267 | $162,136-46.2% | $152,301-42.7% | $154,746-43.6% |
| Participation rate | 84.6% | 84.1%+0.5pp | 82.4%+2.2pp | 80.7%+3.9pp |
| Annual return | 13.35% | 91.02%-77.7pp | 80.50%-67.2pp | 172.34%-159.0pp |
| Employer contribution / active EE | $2,719 | $4,890-44.4% | $4,624-41.2% | $4,379-37.9% |
| Participant deferral / active EE | $6,684 | $8,341-19.9% | $8,004-16.5% | $6,730-0.7% |
| Admin fee / account holder | $753 | $15,759-95.2% | $14,398-94.8% | $14,365-94.8% |