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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,267 | $156,398-44.2% | $147,318-40.8% | $138,895-37.2% |
| Participation rate | 84.6% | 83.8%+0.9pp | 82.1%+2.6pp | 79.9%+4.7pp |
| Annual return | 13.35% | 78.75%-65.4pp | 70.43%-57.1pp | 145.39%-132.0pp |
| Employer contribution / active EE | $2,719 | $4,853-44.0% | $4,593-40.8% | $4,194-35.2% |
| Participant deferral / active EE | $6,684 | $8,237-18.9% | $7,906-15.5% | $6,396+4.5% |
| Admin fee / account holder | $753 | $14,976-95.0% | $13,708-94.5% | $12,562-94.0% |