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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,758 | $150,447-85.5% | $136,298-84.0% | $147,586-85.3% |
| Participation rate | 85.7% | 84.4%+1.3pp | 81.9%+3.8pp | 82.8%+2.9pp |
| Annual return | 127.55% | 1049.15%-921.6pp | 5156.27%-5028.7pp | 578.59%-451.0pp |
| Employer contribution / active EE | $1,116 | $5,256-78.8% | $4,696-76.2% | $4,876-77.1% |
| Participant deferral / active EE | $6,090 | $6,631-8.2% | $6,247-2.5% | $5,439+12.0% |
| Admin fee / account holder | $810 | $10,906-92.6% | $9,244-91.2% | $10,886-92.6% |