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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,091 | $153,769+69.8% | $133,975+94.9% | $273,972-4.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 1.49% | 36.51%-35.0pp | 29.29%-27.8pp | 41.46%-40.0pp |
| Employer contribution / active EE | $5,933 | $6,029-1.6% | $5,211+13.9% | $4,869+21.9% |
| Participant deferral / active EE | $9,867 | $6,958+41.8% | $6,282+57.1% | $5,287+86.6% |
| Admin fee / account holder | $9,238 | $11,765-21.5% | $9,324-0.9% | $10,133-8.8% |