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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,428 | $185,905-74.5% | $170,057-72.1% | $139,487-66.0% |
| Participation rate | 75.0% | 87.8%-12.8pp | 87.0%-12.0pp | 80.3%-5.3pp |
| Annual return | 4.28% | 60.56%-56.3pp | 53.42%-49.1pp | 373.84%-369.6pp |
| Employer contribution / active EE | $3,048 | $7,597-59.9% | $6,790-55.1% | $4,755-35.9% |
| Participant deferral / active EE | $9,648 | $11,627-17.0% | $10,411-7.3% | $6,713+43.7% |
| Admin fee / account holder | $321,617 | $15,397+1988.9% | $12,826+2407.5% | $11,407+2719.4% |