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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,317 | $160,059+50.8% | $140,019+72.3% | $135,380+78.3% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | 6.08% | 911.48%-905.4pp | 651.17%-645.1pp | 519.81%-513.7pp |
| Employer contribution / active EE | $2,556 | $6,420-60.2% | $5,605-54.4% | $4,779-46.5% |
| Participant deferral / active EE | $7,394 | $7,641-3.2% | $6,927+6.7% | $5,609+31.8% |
| Admin fee / account holder | $8,781 | $13,328-34.1% | $10,705-18.0% | $10,828-18.9% |