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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,709 | $156,398-37.5% | $147,318-33.7% | $138,895-29.7% |
| Participation rate | 91.7% | 83.8%+7.9pp | 82.1%+9.6pp | 79.9%+11.7pp |
| Annual return | 16.02% | 78.75%-62.7pp | 70.43%-54.4pp | 145.39%-129.4pp |
| Employer contribution / active EE | $2,415 | $4,853-50.2% | $4,593-47.4% | $4,194-42.4% |
| Participant deferral / active EE | $3,492 | $8,237-57.6% | $7,906-55.8% | $6,396-45.4% |
| Admin fee / account holder | $15,700 | $14,976+4.8% | $13,708+14.5% | $12,562+25.0% |