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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,319 | $165,381-75.6% | $149,730-73.1% | $158,966-74.6% |
| Participation rate | 90.9% | 84.6%+6.3pp | 82.5%+8.4pp | 82.0%+8.9pp |
| Annual return | 36.69% | 348.29%-311.6pp | 276.70%-240.0pp | 302.95%-266.3pp |
| Employer contribution / active EE | $2,575 | $5,104-49.6% | $4,645-44.6% | $4,762-45.9% |
| Participant deferral / active EE | $3,236 | $7,182-54.9% | $6,843-52.7% | $5,983-45.9% |
| Admin fee / account holder | $688 | $10,809-93.6% | $9,310-92.6% | $11,250-93.9% |