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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,760 | $43,075-23.9% | $74,577-56.1% | $62,881-47.9% |
| Participation rate | 51.7% | 58.1%-6.3pp | 68.1%-16.4pp | 69.3%-17.6pp |
| Annual return | 6.56% | 17.50%-10.9pp | 20.47%-13.9pp | 20.14%-13.6pp |
| Employer contribution / active EE | $856 | $1,498-42.9% | $2,525-66.1% | $2,281-62.5% |
| Participant deferral / active EE | $1,527 | $2,389-36.1% | $3,458-55.9% | $3,203-52.3% |
| Admin fee / account holder | $4,770 | $2,840+68.0% | $4,138+15.3% | $4,296+11.0% |