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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,219 | $104,953-52.2% | $84,637-40.7% | $152,909-67.2% |
| Participation rate | 31.3% | 74.8%-43.6pp | 68.2%-37.0pp | 82.5%-51.2pp |
| Annual return | 19.68% | 373.94%-354.3pp | 258.82%-239.1pp | 345.46%-325.8pp |
| Employer contribution / active EE | $449 | $3,304-86.4% | $2,653-83.1% | $4,764-90.6% |
| Participant deferral / active EE | $1,522 | $4,691-67.6% | $3,900-61.0% | $5,851-74.0% |
| Admin fee / account holder | $1,561 | $6,244-75.0% | $4,914-68.2% | $11,601-86.5% |