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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,286 | $39,798-13.9% | $67,704-49.4% | $59,633-42.5% |
| Participation rate | 48.1% | 57.4%-9.2pp | 67.5%-19.4pp | 68.7%-20.5pp |
| Annual return | 16.61% | 89.94%-73.3pp | 25.41%-8.8pp | 2041.45%-2024.8pp |
| Employer contribution / active EE | $786 | $1,393-43.6% | $2,559-69.3% | $2,203-64.3% |
| Participant deferral / active EE | $1,475 | $2,335-36.8% | $3,585-58.9% | $3,192-53.8% |
| Admin fee / account holder | $775 | $3,212-75.9% | $4,255-81.8% | $4,297-82.0% |