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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,155 | $144,130-32.6% | $117,861-17.6% | $147,586-34.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 13.24% | 531.20%-518.0pp | 335.11%-321.9pp | 578.59%-565.3pp |
| Employer contribution / active EE | $9,487 | $4,897+93.7% | $3,786+150.6% | $4,876+94.6% |
| Participant deferral / active EE | $11,402 | $5,316+114.5% | $4,482+154.4% | $5,439+109.6% |
| Admin fee / account holder | $11,924 | $10,887+9.5% | $8,021+48.7% | $10,886+9.5% |