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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,898 | $135,645-25.6% | $110,243-8.5% | $135,380-25.5% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -5.77% | 513.24%-519.0pp | 314.76%-320.5pp | 519.81%-525.6pp |
| Employer contribution / active EE | $10,688 | $4,907+117.8% | $3,827+179.3% | $4,779+123.6% |
| Participant deferral / active EE | $10,453 | $5,507+89.8% | $4,672+123.7% | $5,609+86.4% |
| Admin fee / account holder | $911 | $11,458-92.1% | $8,548-89.3% | $10,828-91.6% |