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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,375 | $166,242+15.7% | $165,071+16.5% | $145,884+31.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 12.76% | 100.44%-87.7pp | 70.17%-57.4pp | 551.85%-539.1pp |
| Employer contribution / active EE | $15,384 | $5,283+191.2% | $4,347+253.9% | $4,662+230.0% |
| Participant deferral / active EE | $11,937 | $6,964+71.4% | $6,035+97.8% | $6,690+78.4% |
| Admin fee / account holder | $2,882 | $16,658-82.7% | $12,695-77.3% | $13,392-78.5% |