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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,712 | $78,670+106.8% | $109,173+49.0% | $85,847+89.5% |
| Participation rate | 78.8% | 68.3%+10.5pp | 75.9%+2.9pp | 69.3%+9.5pp |
| Annual return | 15.17% | 25.09%-9.9pp | 25.75%-10.6pp | 318.61%-303.4pp |
| Employer contribution / active EE | $3,103 | $2,734+13.5% | $3,723-16.6% | $2,565+21.0% |
| Participant deferral / active EE | $6,751 | $3,467+94.7% | $4,654+45.1% | $3,952+70.8% |
| Admin fee / account holder | $14,821 | $5,469+171.0% | $6,755+119.4% | $6,261+136.7% |