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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,384 | $63,342+58.5% | $92,236+8.8% | $70,131+43.1% |
| Participation rate | 72.7% | 68.7%+4.1pp | 76.5%-3.8pp | 69.5%+3.2pp |
| Annual return | 13.92% | 530.15%-516.2pp | 176.29%-162.4pp | 73.14%-59.2pp |
| Employer contribution / active EE | $2,059 | $2,471-16.7% | $3,679-44.0% | $2,342-12.1% |
| Participant deferral / active EE | $3,995 | $2,854+40.0% | $3,897+2.5% | $3,332+19.9% |
| Admin fee / account holder | $3,561 | $3,840-7.3% | $5,194-31.4% | $4,645-23.3% |