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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,762 | $65,367+116.9% | $92,915+52.6% | $72,976+94.3% |
| Participation rate | 83.3% | 68.3%+15.0pp | 76.0%+7.3pp | 69.5%+13.8pp |
| Annual return | 20.21% | 42.11%-21.9pp | 109.45%-89.2pp | 81.02%-60.8pp |
| Employer contribution / active EE | $2,947 | $2,594+13.6% | $3,653-19.3% | $2,440+20.8% |
| Participant deferral / active EE | $6,480 | $3,128+107.2% | $4,238+52.9% | $3,608+79.6% |
| Admin fee / account holder | $6,613 | $4,251+55.5% | $5,796+14.1% | $5,124+29.1% |