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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,878 | $202,345-48.2% | $172,755-39.3% | $152,885-31.4% |
| Participation rate | 88.9% | 87.1%+1.8pp | 82.6%+6.2pp | 82.5%+6.4pp |
| Annual return | 20.00% | 1029.77%-1009.8pp | 802.94%-782.9pp | 345.39%-325.4pp |
| Employer contribution / active EE | $2,824 | $5,858-51.8% | $5,144-45.1% | $4,763-40.7% |
| Participant deferral / active EE | $8,277 | $5,948+39.2% | $5,198+59.3% | $5,851+41.5% |
| Admin fee / account holder | $746 | $17,111-95.6% | $13,955-94.7% | $11,598-93.6% |