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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,786 | $198,457-57.3% | $170,435-50.3% | $147,586-42.6% |
| Participation rate | 90.9% | 88.0%+2.9pp | 83.6%+7.3pp | 82.8%+8.1pp |
| Annual return | 14.85% | 257.30%-242.5pp | 205.94%-191.1pp | 578.59%-563.7pp |
| Employer contribution / active EE | $6,044 | $6,183-2.2% | $5,432+11.3% | $4,876+23.9% |
| Participant deferral / active EE | $6,754 | $5,629+20.0% | $4,939+36.7% | $5,439+24.2% |
| Admin fee / account holder | $474 | $16,852-97.2% | $13,881-96.6% | $10,886-95.6% |