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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,005 | $181,896-56.0% | $156,551-48.9% | $273,972-70.8% |
| Participation rate | 88.9% | 88.4%+0.5pp | 84.0%+4.9pp | 83.0%+5.9pp |
| Annual return | 9.12% | 30.74%-21.6pp | 32.23%-23.1pp | 41.46%-32.3pp |
| Employer contribution / active EE | $7,058 | $6,248+13.0% | $5,501+28.3% | $4,869+45.0% |
| Participant deferral / active EE | $7,068 | $5,550+27.4% | $4,871+45.1% | $5,287+33.7% |
| Admin fee / account holder | $848 | $15,560-94.6% | $13,028-93.5% | $10,133-91.6% |