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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,526 | $180,459-48.7% | $154,108-40.0% | $135,380-31.7% |
| Participation rate | 81.8% | 87.4%-5.6pp | 83.0%-1.2pp | 82.6%-0.8pp |
| Annual return | -5.33% | 888.21%-893.5pp | 735.21%-740.5pp | 519.81%-525.1pp |
| Employer contribution / active EE | $6,287 | $6,035+4.2% | $5,298+18.7% | $4,779+31.6% |
| Participant deferral / active EE | $6,876 | $5,806+18.4% | $5,081+35.3% | $5,609+22.6% |
| Admin fee / account holder | $817 | $16,145-94.9% | $13,411-93.9% | $10,828-92.5% |