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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,771 | $133,998-59.1% | $112,263-51.2% | $134,545-59.3% |
| Participation rate | 54.2% | 78.6%-24.4pp | 75.1%-20.9pp | 81.2%-27.1pp |
| Annual return | -17.56% | 47.17%-64.7pp | 27.49%-45.0pp | 418.37%-435.9pp |
| Employer contribution / active EE | $1,128 | $4,040-72.1% | $3,636-69.0% | $4,742-76.2% |
| Participant deferral / active EE | $2,916 | $5,292-44.9% | $4,729-38.3% | $6,401-54.4% |
| Admin fee / account holder | $6,304 | $7,493-15.9% | $6,410-1.7% | $11,431-44.8% |