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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,064 | $115,814-42.1% | $101,275-33.8% | $158,982-57.8% |
| Participation rate | 57.9% | 79.4%-21.5pp | 75.8%-17.9pp | 82.0%-24.1pp |
| Annual return | 16.96% | 56.16%-39.2pp | 46.48%-29.5pp | 302.99%-286.0pp |
| Employer contribution / active EE | $2,481 | $4,176-40.6% | $3,660-32.2% | $4,763-47.9% |
| Participant deferral / active EE | $4,187 | $4,958-15.5% | $4,371-4.2% | $5,983-30.0% |
| Admin fee / account holder | $1,862 | $7,249-74.3% | $5,948-68.7% | $11,252-83.4% |