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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,004 | $65,367-14.3% | $92,915-39.7% | $72,976-23.3% |
| Participation rate | 56.0% | 68.3%-12.3pp | 76.0%-20.0pp | 69.5%-13.5pp |
| Annual return | 24.85% | 42.11%-17.3pp | 109.45%-84.6pp | 81.02%-56.2pp |
| Employer contribution / active EE | $1,890 | $2,594-27.1% | $3,653-48.3% | $2,440-22.5% |
| Participant deferral / active EE | $4,314 | $3,128+37.9% | $4,238+1.8% | $3,608+19.6% |
| Admin fee / account holder | $4,163 | $4,251-2.1% | $5,796-28.2% | $5,124-18.8% |