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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,475 | $124,351-42.5% | $109,188-34.5% | $167,553-57.3% |
| Participation rate | 55.0% | 79.4%-24.4pp | 75.9%-20.9pp | 82.1%-27.1pp |
| Annual return | 19.42% | 26.04%-6.6pp | 25.76%-6.3pp | 478.89%-459.5pp |
| Employer contribution / active EE | $1,283 | $4,210-69.5% | $3,723-65.5% | $4,840-73.5% |
| Participant deferral / active EE | $2,625 | $5,257-50.1% | $4,654-43.6% | $6,343-58.6% |
| Admin fee / account holder | $17,944 | $7,975+125.0% | $6,755+165.6% | $12,316+45.7% |