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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,650 | $127,296-50.0% | $109,907-42.1% | $167,536-62.0% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.2%+25.8pp | 82.1%+17.9pp |
| Annual return | 19.16% | 22.97%-3.8pp | 29.46%-10.3pp | 478.82%-459.7pp |
| Employer contribution / active EE | $1,488 | $3,325-55.2% | $2,844-47.7% | $4,839-69.2% |
| Participant deferral / active EE | $7,325 | $4,513+62.3% | $4,047+81.0% | $6,342+15.5% |
| Admin fee / account holder | $2,462 | $7,119-65.4% | $6,069-59.4% | $12,315-80.0% |