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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,828 | $117,444-69.5% | $99,479-64.0% | $152,909-76.6% |
| Participation rate | 100.0% | 77.5%+22.5pp | 73.8%+26.2pp | 82.5%+17.5pp |
| Annual return | 26.21% | 31.87%-5.7pp | 30.72%-4.5pp | 345.46%-319.3pp |
| Employer contribution / active EE | $5,073 | $3,014+68.3% | $2,540+99.7% | $4,764+6.5% |
| Participant deferral / active EE | $4,485 | $4,086+9.8% | $3,619+23.9% | $5,851-23.3% |
| Admin fee / account holder | $663 | $7,635-91.3% | $6,253-89.4% | $11,601-94.3% |