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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,260 | $107,809-73.8% | $90,657-68.8% | $135,380-79.1% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.0%+26.0pp | 82.6%+17.4pp |
| Annual return | -11.21% | -0.90%-10.3pp | 1.89%-13.1pp | 519.81%-531.0pp |
| Employer contribution / active EE | $834 | $3,018-72.4% | $2,532-67.1% | $4,779-82.6% |
| Participant deferral / active EE | $1,484 | $3,872-61.7% | $3,424-56.7% | $5,609-73.5% |
| Admin fee / account holder | $432 | $5,931-92.7% | $4,994-91.3% | $10,828-96.0% |