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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,030 | $121,701-60.5% | $104,639-54.1% | $158,982-69.8% |
| Participation rate | 100.0% | 77.5%+22.5pp | 74.1%+25.9pp | 82.0%+18.0pp |
| Annual return | 15.27% | 465.72%-450.4pp | 340.67%-325.4pp | 302.99%-287.7pp |
| Employer contribution / active EE | $2,182 | $3,165-31.1% | $2,682-18.6% | $4,763-54.2% |
| Participant deferral / active EE | $6,331 | $4,176+51.6% | $3,738+69.4% | $5,983+5.8% |
| Admin fee / account holder | $521 | $7,778-93.3% | $6,465-91.9% | $11,252-95.4% |