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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,308 | $85,766+43.8% | $136,298-9.5% | $70,126+75.8% |
| Participation rate | 38.9% | 74.2%-35.3pp | 81.9%-43.0pp | 69.5%-30.7pp |
| Annual return | 19.26% | 31.46%-12.2pp | 5156.27%-5137.0pp | 73.15%-53.9pp |
| Employer contribution / active EE | $1,241 | $2,966-58.2% | $4,696-73.6% | $2,343-47.0% |
| Participant deferral / active EE | $2,406 | $5,051-52.4% | $6,247-61.5% | $3,332-27.8% |
| Admin fee / account holder | $504 | $5,421-90.7% | $9,244-94.5% | $4,645-89.1% |