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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,816 | $91,474-17.1% | $135,982-44.2% | $71,529+6.0% |
| Participation rate | 53.3% | 75.7%-22.3pp | 81.9%-28.6pp | 67.9%-14.6pp |
| Annual return | 29.06% | 29.89%-0.8pp | 68.32%-39.3pp | 28.97%+0.1pp |
| Employer contribution / active EE | $1,390 | $3,705-62.5% | $4,859-71.4% | $2,590-46.3% |
| Participant deferral / active EE | $3,164 | $7,095-55.4% | $7,760-59.2% | $4,291-26.3% |
| Admin fee / account holder | $10,540 | $1,267+731.8% | $10,767-2.1% | $1,588+563.5% |