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| Provider | Service type | Compensation |
|---|---|---|
Filed as: FIDELITY WORKPLACE SERVICES LLC Service code 14 · EIN 04-3532603 | Plan Administrator | $950 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,194 | $104,497-12.7% | $159,487-42.8% | $79,389+14.9% |
| Participation rate | 53.8% | 76.6%-22.8pp | 82.8%-29.0pp | 70.7%-16.9pp |
| Annual return | 19.27% | 67.98%-48.7pp | 263.71%-244.4pp | 116.89%-97.6pp |
| Employer contribution / active EE | $1,311 | $3,418-61.6% | $4,831-72.9% | $2,428-46.0% |
| Participant deferral / active EE | $3,147 | $6,468-51.4% | $7,354-57.2% | $4,046-22.2% |
| Admin fee / account holder | $38 | $711-94.7% | $10,804-99.6% | $626-93.9% |