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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,035 | $78,425-59.2% | $95,956-66.6% | $79,858-59.9% |
| Participation rate | 80.3% | 73.5%+6.8pp | 77.1%+3.2pp | 69.6%+10.6pp |
| Annual return | 15.85% | 19.37%-3.5pp | 91.63%-75.8pp | 31.72%-15.9pp |
| Employer contribution / active EE | $2,223 | $1,945+14.3% | $2,541-12.5% | $2,471-10.0% |
| Participant deferral / active EE | $4,352 | $3,440+26.5% | $4,167+4.4% | $3,740+16.4% |
| Admin fee / account holder | $5,166 | $5,622-8.1% | $6,797-24.0% | $5,306-2.6% |