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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,118 | $72,492-68.1% | $87,102-73.5% | $72,983-68.3% |
| Participation rate | 84.1% | 72.8%+11.3pp | 76.9%+7.3pp | 69.5%+14.7pp |
| Annual return | 26.30% | 24.46%+1.8pp | 28.19%-1.9pp | 81.01%-54.7pp |
| Employer contribution / active EE | $2,244 | $1,894+18.5% | $2,521-11.0% | $2,440-8.0% |
| Participant deferral / active EE | $4,733 | $3,270+44.7% | $4,048+16.9% | $3,608+31.2% |
| Admin fee / account holder | $1,939 | $5,055-61.6% | $7,491-74.1% | $5,124-62.2% |