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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,571 | $62,589-68.7% | $76,768-74.5% | $64,173-69.5% |
| Participation rate | 82.4% | 72.8%+9.6pp | 77.0%+5.5pp | 69.6%+12.9pp |
| Annual return | 3.01% | -1.95%+5.0pp | 2.43%+0.6pp | 7.63%-4.6pp |
| Employer contribution / active EE | $1,564 | $1,832-14.6% | $2,485-37.1% | $2,381-34.3% |
| Participant deferral / active EE | $3,104 | $3,145-1.3% | $3,852-19.4% | $3,470-10.5% |
| Admin fee / account holder | $488 | $4,667-89.5% | $6,675-92.7% | $4,887-90.0% |