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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,429 | $160,028+54.6% | $147,080+68.2% | $145,884+69.6% |
| Participation rate | 72.2% | 84.0%-11.8pp | 82.2%-10.0pp | 80.3%-8.1pp |
| Annual return | 8.69% | 98.60%-89.9pp | 420.17%-411.5pp | 551.85%-543.2pp |
| Employer contribution / active EE | $9,578 | $5,286+81.2% | $4,933+94.1% | $4,662+105.4% |
| Participant deferral / active EE | $17,414 | $8,422+106.8% | $8,066+115.9% | $6,690+160.3% |
| Admin fee / account holder | $9,694 | $15,030-35.5% | $12,989-25.4% | $13,392-27.6% |