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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,038 | $148,629+54.8% | $135,982+69.2% | $139,487+64.9% |
| Participation rate | 94.1% | 83.9%+10.3pp | 81.9%+12.2pp | 80.3%+13.8pp |
| Annual return | 12.12% | 79.33%-67.2pp | 68.32%-56.2pp | 373.84%-361.7pp |
| Employer contribution / active EE | $9,950 | $5,247+89.7% | $4,859+104.8% | $4,755+109.3% |
| Participant deferral / active EE | $19,415 | $8,102+139.6% | $7,760+150.2% | $6,713+189.2% |
| Admin fee / account holder | $11,104 | $12,406-10.5% | $10,767+3.1% | $11,407-2.7% |