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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,181 | $176,105+13.1% | $159,474+24.9% | $167,536+18.9% |
| Participation rate | 90.0% | 85.0%+5.0pp | 82.8%+7.2pp | 82.1%+7.9pp |
| Annual return | 8.90% | 331.91%-323.0pp | 263.68%-254.8pp | 478.82%-469.9pp |
| Employer contribution / active EE | $9,040 | $5,299+70.6% | $4,831+87.1% | $4,839+86.8% |
| Participant deferral / active EE | $17,340 | $7,751+123.7% | $7,353+135.8% | $6,342+173.4% |
| Admin fee / account holder | $6,137 | $12,559-51.1% | $10,802-43.2% | $12,315-50.2% |