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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,042 | $77,817+49.1% | $123,553-6.1% | $64,173+80.8% |
| Participation rate | 76.9% | 74.7%+2.2pp | 82.3%-5.4pp | 69.6%+7.4pp |
| Annual return | -7.48% | 12.49%-20.0pp | 119.21%-126.7pp | 7.63%-15.1pp |
| Employer contribution / active EE | $5,408 | $3,014+79.4% | $4,628+16.8% | $2,381+127.1% |
| Participant deferral / active EE | $9,914 | $5,240+89.2% | $6,426+54.3% | $3,470+185.7% |
| Admin fee / account holder | $4,633 | $5,519-16.0% | $9,284-50.1% | $4,887-5.2% |