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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,348 | $100,003+81.3% | $146,685+23.6% | $85,856+111.2% |
| Participation rate | 96.8% | 73.1%+23.7pp | 80.1%+16.7pp | 69.3%+27.5pp |
| Annual return | 10.41% | 18.93%-8.5pp | 22.75%-12.3pp | 318.58%-308.2pp |
| Employer contribution / active EE | $10,606 | $2,559+314.5% | $4,137+156.4% | $2,565+313.5% |
| Participant deferral / active EE | $6,396 | $4,006+59.6% | $5,507+16.1% | $3,952+61.8% |
| Admin fee / account holder | $11,017 | $7,704+43.0% | $10,281+7.2% | $6,261+76.0% |