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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,512 | $81,870+109.5% | $119,622+43.4% | $68,486+150.4% |
| Participation rate | 80.6% | 71.9%+8.7pp | 79.3%+1.3pp | 67.9%+12.7pp |
| Annual return | -19.15% | -23.82%+4.7pp | -14.98%-4.2pp | -7.85%-11.3pp |
| Employer contribution / active EE | $6,574 | $2,692+144.2% | $4,232+55.3% | $2,597+153.2% |
| Participant deferral / active EE | $8,785 | $4,148+111.8% | $5,601+56.9% | $4,028+118.1% |
| Admin fee / account holder | $8,340 | $6,583+26.7% | $10,328-19.3% | $5,404+54.3% |