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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,032 | $91,537+151.3% | $130,045+76.9% | $75,173+206.0% |
| Participation rate | 93.5% | 71.5%+22.1pp | 78.5%+15.0pp | 67.2%+26.3pp |
| Annual return | 5.35% | -631.55%+636.9pp | -137.30%+142.7pp | 160.72%-155.4pp |
| Employer contribution / active EE | $10,031 | $2,845+252.6% | $4,321+132.1% | $2,671+275.6% |
| Participant deferral / active EE | $6,992 | $4,343+61.0% | $5,820+20.1% | $4,126+69.4% |
| Admin fee / account holder | $21,534 | $6,780+217.6% | $10,600+103.1% | $5,651+281.1% |