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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,847 | $102,393-19.1% | $147,041-43.7% | $80,911+2.4% |
| Participation rate | 93.8% | 75.9%+18.0pp | 82.2%+11.7pp | 67.6%+26.2pp |
| Annual return | 11.29% | 134.95%-123.7pp | 419.21%-407.9pp | 35.63%-24.3pp |
| Employer contribution / active EE | $2,725 | $3,715-26.7% | $4,935-44.8% | $2,756-1.1% |
| Participant deferral / active EE | $6,111 | $6,647-8.1% | $8,071-24.3% | $4,297+42.2% |
| Admin fee / account holder | $7,726 | $7,943-2.7% | $13,006-40.6% | $6,935+11.4% |