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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,113 | $77,817-51.0% | $123,553-69.2% | $64,173-40.6% |
| Participation rate | 91.3% | 74.7%+16.6pp | 82.3%+9.0pp | 69.6%+21.7pp |
| Annual return | -7.88% | 12.49%-20.4pp | 119.21%-127.1pp | 7.63%-15.5pp |
| Employer contribution / active EE | $1,923 | $3,014-36.2% | $4,628-58.5% | $2,381-19.2% |
| Participant deferral / active EE | $3,656 | $5,240-30.2% | $6,426-43.1% | $3,470+5.4% |
| Admin fee / account holder | $3,926 | $5,519-28.9% | $9,284-57.7% | $4,887-19.7% |