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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,886 | $98,766-39.4% | $149,730-60.0% | $79,852-25.0% |
| Participation rate | 90.6% | 75.8%+14.8pp | 82.5%+8.1pp | 69.6%+21.0pp |
| Annual return | 11.30% | 27.43%-16.1pp | 276.70%-265.4pp | 31.72%-20.4pp |
| Employer contribution / active EE | $1,893 | $3,217-41.1% | $4,645-59.2% | $2,471-23.4% |
| Participant deferral / active EE | $3,825 | $5,681-32.7% | $6,843-44.1% | $3,740+2.3% |
| Admin fee / account holder | $4,464 | $6,052-26.2% | $9,310-52.1% | $5,306-15.9% |